Our Group Board of Directors

Since we were first established in 2002, our market-leading management team has been instrumental in the success of our business.

Danny Waters
Danny WatersCEO Enra Group
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After joining Enterprise Finance in 2002, Danny was promoted to Managing Director in 2005 and subsequently led the buy-out of Enra from its former parent company. As a regular and respected market commentator in both the national and trade media, Danny is an influential figure across the specialist loans sector and the wider financial services industry. Under his leadership, the Enra Group has grown into one of the largest and most respected property finance groups in the UK.
Emily Gestetner
Emily GestetnerCFO Enra Group
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Emily leads the finance and compliance functions for Enra and has extensive experience in the financial sector – with specialist knowledge of asset-liability, balance sheet and capital management. She joined the Group after working in a variety of other senior finance roles including FD of Corporate Banking at RBS, CFO of Singer & Friedlander and deputy CFO of EMAP.
David Stewart
David StewartBoard Chairman
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David joined Enra in 2017 as Non-executive Director and chairs the Board of Directors. His previous positions include Group Chief Executive of DBS Management Plc and CEO of Coventry Building Society, where he helped transform the business into one of the largest players in the Buy-to-Let mortgage market. His wealth of experience within the financial services sector is a genuine asset to the Group and is already adding a lot of value.
Tom Lightowler
Tom LightowlerBoard member, Exponent
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Tom sits on the Board as part of the private equity investors, Exponent. He has been with the equity firm since 2009 and has a great deal of experience in recruitment retail and financial services. Besides Enra, he is currently a board member for SHL transactions. Born and raised in Yorkshire, Tom has a BSc in Philosophy and Economics from the London School of Economics.
Mark Taylor
Mark TaylorBoard member, Exponent
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Mark sits on the Board as part of the private equity investors, Exponent. He has been previously involved in a number of financial and retail brands and alongside Enra, is currently a board member for Loch Lomond and Meadow Foods. Born and raised in North London, Mark has an MA in Politics, Philosophy and Economics from Oxford University.
Stephen Hogg
Stephen HoggChief Operations Officer
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Stephen joined Enra after 6 years at Metro Bank in a variety of roles, including Commercial Director and Operations Director – and was also responsible for building their mortgage lending platform. Prior to Metro, Stephen worked in private equity and credit funds, building and growing non-bank lending and servicing businesses across Europe. Most notably, Stephen spent 7 years at Oakwood Global Finance which funded the creation of both Edeus and Pepper Homeloans.

Our executive team

Lucy Barrett
Lucy BarrettManaging Director, Vantage Finance
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Lucy is the founder and Managing Director of Vantage Finance, an established master broker within specialist finance. Lucy has built the business to become one of the UK’s leading specialist finance distributors that offers intermediaries and their customers a range of commercial finance solutions. She has grown a team of talented advisors that work hard on ensuring Vantage Finance has excellent relationships with specialist lenders, and one that prides itself on the bespoke service they provide every client.
Marie Grundy
Marie GrundyLending Sales Director, West One Loans
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Marie joined West One in 2017, to lead Sales across all West One’s lending products. She brings deep knowledge of the specialist mortgage finance world, in both lending and broking. Most recently, she was Managing Director of second charge mortgage master broker, V Loans.
Ian Karbaron
Ian KarbaronCTO Enra Group
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Ian joined Enra in 2017 to lead the expansion and streamlining of the Group’s strategic IT system investments. Ian brings two decades of IT consulting experience to Enra, from delivering technological change at an organisational level to supporting financial services businesses, both large and small.
Harry Landy
Harry LandyManaging Director, Enterprise Finance
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Harry has been overseeing our relationships with intermediaries since 2005. He has been in the financial services industry since 2002 and also spent some time developing brand strategy and growing revenue at a loans technology firm. Harry has a degree in business and finance from the University of Manchester.
Ed McAra
Ed McAraHead of Risk, West One Loans
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Ed joined in 2016 after 5 years at Fortwell Capital where he was responsible for all Underwriting and Loan Portfolio decisions. He had previously held senior positions at GE Money and Money Partners during many years in the mortgage and loans industry.
Sid Radia
Sid RadiaHead of Group Servicing
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Sid has over 20 years’ experience within the financial services sector mostly at GE Money where he led the servicing function.
Clive Smalley
Clive SmalleyGroup Finance Director
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Clive has over 25 years of Financial Services experience gained across several large investment banking groups, including Barclays, Merrill Lynch & BNP Paribas. He was also CFO for Duet Group between 2008 & 2014, an Emerging Markets hedge fund and Private Equity investment management firm. Clive has significant experience in mortgages, corporate actions & operational risk, in addition to the management of technology project implementations on both a European & Global basis.
Paul Simpson
Paul SimpsonLending Operations Director, West One Loans
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Paul has worked in the mortgage and loan industry for over 25 years. Before joining, Paul held a number of Senior Management positions at several financial organisations including 8 years with GE Money, 6 years with Money Partners and most recently 5 years with Morgan Stanley Bank where he was responsible for the oversight of the European Residential mortgage business.
Jackie Steel
Jackie SteelGroup Compliance Officer
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Jackie has oversight of the compliance functions across the whole Enra group. She has over 15 years of experience in compliance management and before joining Enterprise she worked as a both Compliance Manager at GE Money, and Senior Compliance Officer at Countrywide. Jackie holds a Diploma in compliance and is also CeMAP and CerGI qualified.

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